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Dr. Zahid Muhammad is a Financial Economist and Econometrician with an extensive international academic career spanning the United Kingdom and the Middle East. He holds an MSc in Management (Managerial Economics) from the London School of Economics and Political Science (LSE), UK, and a PhD in Economics (Financial Economics) from the University of Birmingham, UK. He is also a Senior Fellow of Advance HE (SFHEA), recognising his sustained contribution and leadership in higher education teaching and learning. His academic training combines a strong foundation in economic theory, financial economics, mathematics, statistics, and advanced econometric modelling, which underpin his teaching, research, and consultancy activities.

Dr. Muhammad is currently a Senior Lecturer in Economics and Finance at Â鶹´«Ã½Ó³»­, United Kingdom. Prior to joining Â鶹´«Ã½Ó³»­, he held a range of academic positions, including Lecturer in Economics, Statistics and Econometrics at the University of Sheffield, Lecturer in Econometrics and Finance at the University of Abertay Dundee, Teaching Assistant at the University of Birmingham, and Assistant Professor of Economics and Finance at leading universities in Saudi Arabia. Throughout his career, he has made significant contributions to teaching, research, postgraduate supervision, curriculum development, academic leadership, accreditation, and quality assurance within higher education institutions.

Dr. Muhammad has an extensive teaching portfolio encompassing both undergraduate and postgraduate programmes. He has successfully delivered courses in Microeconomics, Macroeconomics, Managerial Economics, Statistics, Econometrics, Financial Econometrics, Corporate Finance, Financial Management, Financial Markets and Institutions, Investment and Portfolio Management, and Advanced Portfolio Theory and Practice. He is recognised for his student-centred teaching approach, adapting his pedagogical methods to meet the diverse learning needs of students from different academic and cultural backgrounds. In addition, he has served as Module Leader and Coordinator for numerous courses, playing a key role in curriculum design, module development, assessment strategy, and quality enhancement initiatives. His commitment to academic excellence is further reflected in his supervision and mentoring of undergraduate dissertations, master's theses, MBA projects, and doctoral research.

Dr. Muhammad's research interests lie primarily in Financial Economics, Financial Econometrics, Monetary Economics, Banking, and Applied Econometrics. His research has focused on areas such as monetary transmission mechanisms, portfolio behaviour of commercial banks, financial market volatility, risk analysis, banking sector performance, and quantitative financial analysis. He has published in internationally recognised peer-reviewed journals indexed in Scopus and other leading academic databases and has presented his research at international conferences and academic seminars. In recognition of the quality of his research, he received the Best Paper Award at the Global Academy of Business and Economics Research International Conference. He has also successfully secured competitive research funding, including a grant from the Ministry of Higher Education in Saudi Arabia for a project examining the portfolio behaviour of Saudi commercial banks. Through his ongoing research, teaching, and academic leadership, Dr. Muhammad continues to contribute to the advancement of knowledge in Financial Economics and Applied Econometrics while engaging with both academic and professional communities.

z.muhammad@bangor.ac.uk

• Professional: Senior Fellowship (SFHEA)
  Advance HE, 2025
• Professional: Postgraduate Certificate in Higher Education (PGCertHE)
  Abertay University, 2013
• PhD. Economics (Financial Economics)
  University of Birmingham, 2010
• MSc. Management (Managerial Economics)
  London School of Economics, 2004
• MPA . Master in Public Administration
  University of the Punjab, 1994
• BSc. Physics, Mathematics and Statistics
  Karachi University, 1991

Undergraduate Teaching:

• Advanced Investment Theory and Practices
• Econometrics
• Financial Markets and Institutions
• Money and Macro
• Advanced Corporate Finance
• Investment and Investment Banking

2025

• Published
  Al-Ahmad, Z., Muhammad, Z. & Khan, N., 8 Dec 2025, In: Journal of Risk and Financial Management. 18, 12
  Research output: Contribution to journal › Article › peer-review

2020

• Published
  Muhammad, Z., Bajwa, I. A., Rafi, W. & Sayed, A. M., 2020, In: Journal of Entrepreneurship Education. 23, S2
  Research output: Contribution to journal › Article › peer-review

2016

• E-pub ahead of print
  Abba, S., Kouhy, R. & Muhammad, Z., 17 Jun 2016, (E-pub ahead of print) In: International Journal of Financial Markets and Derivatives. 5, 1, p. 23-35
  Research output: Contribution to journal › Article › peer-review

2015

• E-pub ahead of print
  Muhammad, Z., 5 Mar 2015, (E-pub ahead of print) In: American Journal of Finance and Accounting. 4, 1, p. 1-18
  Research output: Contribution to journal › Article › peer-review

2014

• Published
  Abba, S., Muhammad, Z. & Kouhy, R., 1 Oct 2014, In: The Macrotheme Review. 3, 8
  Research output: Contribution to journal › Article › peer-review
• Published
  Abdullahi, S. A., Kouhy, R. & Muhammad, Z., 30 Sept 2014, In: Studies in Economics and Finance . 31, 4
  Research output: Contribution to journal › Article › peer-review

2012

• Published
  Suleiman, H., Muhammad, Z. & Kouhy, R., 3 Dec 2012, In: OPEC Energy Review. 36, 4, p. 383-395
  Research output: Contribution to journal › Article › peer-review

2011

• Published
  Suleiman, H. & Muhammad, Z., 1 Sept 2011, In: FIW Working Paper. 72.
  Research output: Contribution to journal › Article

2010

• Published
  Ford, J. L. & Muhammad, Z., 1 Jul 2010, RePEc- Department of Economics Discussion Paper, University of Birmingham, p. 10-21.
  Research output: Contribution to specialist publication › Article
• Published
  Ford, J. L. & Muhammad, Z., 1 Jun 2010, RePEc- Department of Economics Discussion Paper, University of Birmingham, p. 10-18.
  Research output: Contribution to specialist publication › Article